Free financial calculators for the US, UK, Canada & Australia
59 free tools for mortgages, taxes, pay, savings, investing, and retirement — every calculation runs privately in your browser, with no account and no sign-up.
Official tax tables (IRS · HMRC · CRA · ATO) · estimates only, not financial advice · see our methodology
Most popular
All 59 calculators →Mortgages & Home
View all →Mortgage calculator
Monthly payment & amortization
Affordability calculator
How much house can I afford?
Amortization calculator
Loan schedule & extra payments
Refinance calculator
Break-even & lifetime savings
Mortgage payoff
Pay off early & interest saved
Mortgage overpayment
Interest & time saved
Biweekly mortgage
Interest & years saved
Down payment calculator
Cash needed to buy
Debt-to-income ratio
DTI vs. lender limits
Stamp duty / land transfer
Property purchase tax
Rent vs. buy
True-cost comparison
Rent affordability
How much rent can I afford?
Rental yield
Gross & net yield, cash-on-cash
Home improvement ROI
Renovation return on investment
Home sale net proceeds
Cash in hand after costs
Loans & Debt
View all →Loan repayment
Monthly payment & total interest
Car loan calculator
Monthly payment & total cost
Student loan calculator
Repayments & payoff by country
Debt payoff
Snowball vs. avalanche
Credit card payoff
Payoff time & interest
Balance transfer
Fee vs. interest saved
Lease vs. buy (car)
True cost over the term
Income & Paycheck
View all →Paycheck calculator
Gross to net take-home
Hourly paycheck
Hourly rate to take-home pay
Salary to hourly
Convert pay both ways
Pay raise calculator
New salary & real increase
Overtime pay calculator
Time-and-a-half & double time
Bonus take-home
What you keep after tax
Freelancer take-home
Self-employment net pay
50/30/20 budget
Needs, wants & savings split
Tax
View all →Savings
View all →Investing
View all →Retirement
View all →Family & Life
View all →Bitcoin & Crypto
View all →Everyday
View all →What is Finance Calc App?
Finance Calc App is a free suite of 59 financial calculators and 53 plain-English guides covering mortgages, debt, income and tax, savings, investing, and retirement. Most calculators online are built for one country and assume US tax rules. Ours are localized for the four major English-speaking markets — the United States, United Kingdom, Canada, and Australia — so the brackets, thresholds, and terminology match where you actually live.
Who it's for
It's for people who want a straight answer to a money question — "what would my monthly payment be?", "how much of this bonus do I keep?", "how long until this debt is gone?" — without creating an account, handing over an email, or being funneled toward a product. If you can type a few numbers, the tools do the rest, and every result comes with an explanation of the maths behind it.
How we keep it accurate
Every tax figure is taken straight from the relevant government source — the IRS, HMRC, CRA, and ATO — and brackets are refreshed within two weeks of each country's official publication. Every formula is documented on our methodology page, and we publish a full editorial policy so you can hold us to it. We are not licensed financial, tax, or legal advisers; the calculators are educational tools that produce estimates, not personalized advice. For decisions that turn on your specific circumstances, talk to a qualified professional.
Your privacy
Calculations run entirely in your browser. The numbers you type are never sent to a server, stored, or shared — there's nothing to sign up for and nothing to install. Read more in our privacy policy.