Mortgages & Home calculators

Buy, refinance, and sell — payments, affordability, and the costs in between.

10 mortgages & home calculators

Monthly payment & amortization

How much house can I afford?

Break-even & lifetime savings

Interest & time saved

DTI vs. lender limits

Property purchase tax

True-cost comparison

Gross & net yield, cash-on-cash

Renovation return on investment

Cash in hand after costs

Amortization, interest, and monthly payments explained with real numbers.

9 min read

The 28/36 rule, real affordability limits, and costs beyond the mortgage payment.

9 min read

How PMI works, how much it costs, and four ways to avoid or cancel it.

8 min read

Break-even analysis and lifetime savings — when refinancing makes sense.

8 min read

True-cost comparison including down payment opportunity cost and maintenance.

10 min read

How lenders measure borrowing power — and how to improve yours.

7 min read

What you'll actually walk away with after agent commission, closing costs, your mortgage, and capital gains tax.

9 min read